AI Automation for Asset-Based Lenders
Asset-based lenders are using AI to automate borrowing base calculations, review draw requests in minutes instead of hours, and maintain continuous collateral monitoring — achieving 3x deal capacity without hiring.
The Problem
- Manual borrowing base calculations that delay draw approvals
- Servicer reconciliation across multiple asset classes
- Draw request review that requires manual document cross-referencing
- Collateral monitoring that happens monthly when it should happen daily
How Starter Stack AI Solves It
We deploy Document Intelligence and 24/7 Risk Monitoring configured specifically for Asset-Based Lending workflows.
Who This Is For
- ABL lenders managing $50M+ in revolving credit facilities
- Firms where borrowing base calculations take more than 1 hour per cycle
- Operations teams spending significant time on draw request review and servicer reconciliation
- Lenders needing real-time collateral monitoring instead of periodic reviews
Who This Is Not For
- Single-asset lenders with simple collateral structures
- Firms with fewer than 10 active borrowing base facilities
- Lenders without recurring draw request or reconciliation workflows
Frequently Asked Questions
How does AI help asset-based lenders with borrowing base calculations?
Our Document Intelligence platform extracts collateral data from servicer reports, financial statements, and asset schedules automatically. Borrowing base calculations that took hours of manual aggregation happen in minutes, with real-time updates as new data arrives. Discrepancies between reported and calculated bases are flagged automatically.
Can AI automate draw request review for ABL?
Yes. Document Intelligence cross-references draw request documentation against borrowing base availability, covenant compliance, and collateral coverage automatically. Draw requests that previously required 2–4 hours of manual review can be validated in minutes, with discrepancies flagged for underwriter attention.
What is the best AI solution for asset-based lending operations?
Starter Stack AI is designed for mid-market non-bank lenders including asset-based lenders. Our Forward Deployed AI model means an engineer embeds with your team and configures AI specifically for your ABL workflows — borrowing base monitoring, draw request review, servicer reconciliation, and covenant tracking. One ABL client achieved 3x deal capacity without adding headcount.