AI Use Case Library

Explore AI Agents for Every
Lending Use Case

Our AI agents are designed to integrate seamlessly into your existing workflows. Learn about our Service-as-Software approach to understand how we deliver enterprise-grade AI without the complexity of traditional software implementations.

Want to see real results? See how we've helped companies like yours transform their lending operations with AI automation.

Default Prediction & Early Warning System

Continuously monitors loan payment patterns, financial data, and covenant compliance to predict default probability 60-90 days before manual review identifies problems.

40% recovery rate improvement

Loan Agreement Assembly Automation

Automatically assembles loan agreements and security documents from pre-approved clause libraries based on loan type, amount, and terms.

90% error reduction in compliance documentation generation

Synthetic Identity Fraud Detection

Analyzes application data across multiple databases to detect synthetic identities, falsified documents, shell companies, and first-payment default patterns.

$150K in annual loss prevention

Multi-State Disclosure Generation Automation

Automatically identifies applicable state lending regulations, calculates APR and disclosure metrics, and generates compliant disclosure documents for NY, CA, FL, GA, VA and other states.

75% reduction in compliance management

Automated Credit Decisioning Engine

Uses AI models to analyze financial data, calculate risk scores, and generate approve/decline recommendations with consistent criteria.

90% reduction in rating variance

Bank Statement Data Extraction Automation

Automates data extraction from bank statements using AI-powered OCR and NLP to capture transaction history, balances, deposits, and debits.

3x faster processing time

Stacking Detection System

Leverages machine learning to analyze bank statements and identify hidden merchant cash advances by detecting recurring debit patterns, ACH withdrawals, and cash flow diversions.

$400K in annual portfolio loss prevention

Automated CRE Property Valuation

Analyzes comparable sales, market trends, cap rates, and income approaches to generate preliminary commercial real estate valuations instantly.

60% reduction in time to close

AP/AR Automation

Match payments, track balances, send reminders.

70–90% less manual matching

Automated Payment Reminder System

Sends personalized payment reminders via email, SMS, and voice calls based on borrower preferences and payment history.

15% reduction in default rates

Contract Generation Automation

Assemble approved clauses, fill terms, route e‑sign.

15+ hours saved/week

Customer Feedback Calling

Place structured calls, transcribe, score sentiment.

+500 responses/week

Bank Reconciliation

Auto‑match bank feeds to ledger and flag variances.

+30% automated reconciliation

Tax Return Spreading Automation

Extracts financial data from business and personal tax returns (1040, 1120, 1065, 1120S) and automatically populates spreading templates with income, expenses, assets, and liabilities.

90% reduction in data quality errors

Billing Issue Resolution

Classify disputes, compile evidence, post adjustments.

+80% ticket resolution

Insurance Claims Billing

Extract codes, validate rules, submit claims.

30% faster reimbursements

Fraud Detection & Prevention

Monitor transactions, flag anomalies, prevent fraud.

90% fraud detection accuracy

Credit Risk Assessment

Analyze credit data, score applicants, approve loans.

40% faster credit decisions

Customer Churn Prediction

Predict at-risk customers, take retention actions.

25% reduction in churn rate

Loan Application Processing

Review applications, verify documents, approve loans.

60% faster application processing

Payment-to-Loan Matching Automation

Automatically matches incoming payments to loan accounts, reconciles balances, handles exceptions, and generates investor distribution reports.

15+ hours saved weekly

Portfolio Risk Monitoring

Track portfolio exposure, identify risks, rebalance.

50% better risk visibility

Collections Call Automation

Automate payment reminders, negotiate terms, improve recovery.

35% improved recovery rate

Regulatory Reporting Automation

Extract data, generate reports, submit compliance filings.

70% faster reporting cycle

Loan Servicing Automation

Automate payment processing, statements, customer inquiries.

50% reduction in servicing costs

Dive deeper into AI automation strategies, implementation guides, and industry best practices.

Read our latest insights on AI automation See customer success stories

Explore AI Agents for EveryLending Use Case