AI Use Case Library
Explore AI Agents for Every
Lending Use Case
Our AI agents are designed to integrate seamlessly into your existing workflows. Learn about our Service-as-Software approach to understand how we deliver enterprise-grade AI without the complexity of traditional software implementations.
Want to see real results? See how we've helped companies like yours transform their lending operations with AI automation.
Default Prediction & Early Warning System
Continuously monitors loan payment patterns, financial data, and covenant compliance to predict default probability 60-90 days before manual review identifies problems.
40% recovery rate improvement
Loan Agreement Assembly Automation
Automatically assembles loan agreements and security documents from pre-approved clause libraries based on loan type, amount, and terms.
90% error reduction in compliance documentation generation
Synthetic Identity Fraud Detection
Analyzes application data across multiple databases to detect synthetic identities, falsified documents, shell companies, and first-payment default patterns.
$150K in annual loss prevention
Multi-State Disclosure Generation Automation
Automatically identifies applicable state lending regulations, calculates APR and disclosure metrics, and generates compliant disclosure documents for NY, CA, FL, GA, VA and other states.
75% reduction in compliance management
Automated Credit Decisioning Engine
Uses AI models to analyze financial data, calculate risk scores, and generate approve/decline recommendations with consistent criteria.
90% reduction in rating variance
Bank Statement Data Extraction Automation
Automates data extraction from bank statements using AI-powered OCR and NLP to capture transaction history, balances, deposits, and debits.
3x faster processing time
Stacking Detection System
Leverages machine learning to analyze bank statements and identify hidden merchant cash advances by detecting recurring debit patterns, ACH withdrawals, and cash flow diversions.
$400K in annual portfolio loss prevention
Automated CRE Property Valuation
Analyzes comparable sales, market trends, cap rates, and income approaches to generate preliminary commercial real estate valuations instantly.
60% reduction in time to close
AP/AR Automation
Match payments, track balances, send reminders.
70–90% less manual matching
Automated Payment Reminder System
Sends personalized payment reminders via email, SMS, and voice calls based on borrower preferences and payment history.
15% reduction in default rates
Contract Generation Automation
Assemble approved clauses, fill terms, route e‑sign.
15+ hours saved/week
Customer Feedback Calling
Place structured calls, transcribe, score sentiment.
+500 responses/week
Bank Reconciliation
Auto‑match bank feeds to ledger and flag variances.
+30% automated reconciliation
Tax Return Spreading Automation
Extracts financial data from business and personal tax returns (1040, 1120, 1065, 1120S) and automatically populates spreading templates with income, expenses, assets, and liabilities.
90% reduction in data quality errors
Billing Issue Resolution
Classify disputes, compile evidence, post adjustments.
+80% ticket resolution
Insurance Claims Billing
Extract codes, validate rules, submit claims.
30% faster reimbursements
Fraud Detection & Prevention
Monitor transactions, flag anomalies, prevent fraud.
90% fraud detection accuracy
Credit Risk Assessment
Analyze credit data, score applicants, approve loans.
40% faster credit decisions
Customer Churn Prediction
Predict at-risk customers, take retention actions.
25% reduction in churn rate
Loan Application Processing
Review applications, verify documents, approve loans.
60% faster application processing
Payment-to-Loan Matching Automation
Automatically matches incoming payments to loan accounts, reconciles balances, handles exceptions, and generates investor distribution reports.
15+ hours saved weekly
Portfolio Risk Monitoring
Track portfolio exposure, identify risks, rebalance.
50% better risk visibility
Collections Call Automation
Automate payment reminders, negotiate terms, improve recovery.
35% improved recovery rate
Regulatory Reporting Automation
Extract data, generate reports, submit compliance filings.
70% faster reporting cycle
Loan Servicing Automation
Automate payment processing, statements, customer inquiries.
50% reduction in servicing costs
Learn More About AI Automation
Dive deeper into AI automation strategies, implementation guides, and industry best practices.